If you are being sued or harassed by a creditor, such as a credit card company, Benjamin Law Practice, PLLC can help. We have successfully defended and dismissed countless cases against consumers. There are a number of potential defenses to raise against these creditors, since creditors have multiple requirements to meet before they can file suit. For instance, creditors must properly account for the debt allegedly owed and must have the required standing to file suit.
In addition, it is often the case where creditors harass or violate the Fair Debt Collection Practices Act and the Florida Consumer Collection Practices Act. If this is the case, you have the right to countersue the creditor where statutory damages will be awarded if you prevail on the claim. Aggressive litigation can also lead to extremely favorable settlements of the original debt. Don’t risk a garnishment of wages or a money judgment against you. Contact Benjamin Law Practice, PLLC to see how we can help defend and possibly dismiss the suit against the creditor.